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How Many Credit Cards Should I Have?
  + stars: | 2023-10-10 | by ( Gerri Detweiler | ) www.wsj.com   time to read: +17 min
Use this guide to identify what kind of credit card user you are—and how many credit cards you should have. A secured credit card can be a smart option if you don’t have a very good credit score. Most small business credit cards require a good personal credit score and sufficient income from all sources, not just the business. However, many business credit cards don’t appear on consumer credit reports, which means they don’t impact your credit scores as long as you pay on time. Similar to choosing a personal credit card, pick your business credit cards based on your spending habits.
Persons: I’ve, you’ll, you’re, , Jeff Richardson, FICO, You’ll, You’re, airfare, Organizations: VantageScore Solutions, Wells, U.S, Walmart, Amazon.com, Foods, Chase Travel, Amazon Prime, Visa, Amazon, Capital, Hertz, American Express, Card, Chase Locations: U.S, superstores
Read on to see the 10 states with the lowest average credit scores and what credit experts say you can do if you want to bring your score up. Credit scores generally run from 300 to 850, with scores over 750 considered "excellent." Plenty of Americans have some work to do on the credit score front. That's bad news for Mississippians, whose average credit score of 662 is the worst in the nation, according to a recent report from WalletHub , based on data from TransUnion. But being among the worst when it comes to credit scores is especially disappointing.
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