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Last year, I made what I thought was a pretty solid money move: I opened a high-yield savings account and moved my money from a savings account earning me very little interest. Ally's high-yield savings account had a 2.0% interest rate at the time. My savings account back then was offering only 0.05% interest, and the simple maneuver yielded 40 times the savings. I'm still using my high-yield savings accountI keep a cushion of funds in my Ally high-yield savings account for big-ticket purchases, vacations, and emergencies. But for now, I'm happy with keeping my savings in a combination of high-yield CDs and savings accounts.

Persons: Ally, I've, I'm, Jackie Lam Jackie Lam, Jackie Organizations: AFC, Money Management, Finance Media Locations: Los Angeles

I love writing about personal finance, but personal responsibility isn't the be-all and end-all. How disability shapes my family's finances »Demographic disparities persist through educationLike all areas of education, financial education suffers from disparities in school funding, which exacerbate racial inequality. As one instructor told the USBE auditors, "Financial literacy is critical to the financial wellbeing of our country. Financial education is under-resourced and undersupportedThe problems with financial education aren't surprising, given the lack of attention the subject receives from decision-makers. I'm glad I ignored mainstream financial advice »Financial literacy needs to include our history of inequalityPersonal finance media, gurus, and educators love to tout financial literacy as the missing puzzle piece to the American dream.

☆ EXCLUSIVE/ Investigation: Lucinschi’s mass-media financed with the money from Savings Bank of Moldova. The prosecutors confirmed the existence of a criminal file.
▼ + stars: | 2012-11-28 | by ( ) moldova24.info time to read: +6 min

Today.md optained several documents and information which demonstrate that Chiril Lucinschi’s mass-media company was financed with money from the Savings Bank of Moldova. Mostly, Ilan Sor at Vlad Filat’s order withdrawn $ 440,000 from the banking system and transferred the money into Lucinschi’s company bank accounts. Sor only took the money from Russians for Chiril meanwhile covering the loans with money from Savings Bank of Moldova, Social Bank and UNIBANK. loan, given by REGIONALINAYA FINANSOVAYA COMPANYA OAO (bank accounts at GAZPROMBANK), to the stockholder at Savings Bank of Moldova (loan that helped at increasing capital). More than that RISE investigation demonstrated that Chiril Lucinschi is the direct beneficiary, although he tried to hide himself behind intermediary persons.

Persons: Today.md, Ilan Sor, Vlad Filat’s, Natalia Morari’s, HEZBURG, Petru Lucinschi, Money, Natalia’s, UNIBANK, Ilan Shor’s, Sor, ALEXANDRU, Banca Sociala, Veaceslav, Veaceslav Platon, Vlad Filat, REGIONALINAYA FINANSOVAYA, Lucinschi, Morari, Platon, Radu Gutu, Chiril Lucinschi, Chiril, Viorel Morari, SBM, Igor Cijov Organizations: Savings Bank of Moldova, –, TOM, ABVL BANK, AS PRIVATBANK, Project Agency, Verwaltungs, UND, Social Bank, MOLDCLASSICA INTERNATIONAL, CONTRADE, Russian Federation, TV7, TNT, Banca, Social Bank ., Chiril, UNIBANK, CHESTER NZ, Bank, SBM, TNT BRAVO, ANALITIC MEDIA, BRAVO TV LLC, BRAVO, Agency, ION RUSU Locations: Netherlands, Moldavian, Lucinschi, Moldindconbank, GAZPROMBANK, Republic of Moldova

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