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☆ Most Americans are missing out on 'free money' by not saving in a high-yield account. A financial planner explains 3 factors to consider when choosing and what to do if interest rates fall.
▼ + stars: | 2024-03-27 | by ( Kathleen Elkins | ) www.businessinsider.com time to read: +7 min

This type of account offers a higher interest rate than a traditional savings account. That's assuming you have it sitting in a traditional savings account earning little to no interest rather than in a high-yield account earning 5%. If that money is not in a high-yield savings account, that's $2,500 a year that you're giving up." If the Federal Reserve does start cutting interest rates, which is expected to happen in 2024, high-yield savings account rates will also drop. Of course, you'll still earn much more in a high-yield account than you would in a traditional savings account, noted Weiss.

Persons: —, Brent Weiss, Weiss, That's, Ally Bank, you'll, it's, Ally, SoFi, Marcus, you've, they're Organizations: Service, Business, CNBC, Ally Bank, Ally, Federal Reserve

☆ 5 key takeaways from a new survey on how creators influence their audiences, including what followers are willing to pay for
▼ + stars: | 2023-11-17 | by ( Shriya Bhattacharya | ) www.businessinsider.com time to read: +2 min

Consumers are handing over their credit cards to pay for merchandise, podcasts, livestream access, and other products sold by creators, according to a November report from educational platform Teachable that analyzed how online audiences engaged with influencers. Among Gen Zers, 50% said their desire to support their favorite creators is why they purchase products or services advertised. The relationship between creators and their followers has strengthened in the past few years, heavily impacting the influence online personalities wield over people's purchasing decisions. YouTube's short-form shopping videos are growing in popularity, and TikTok has similarly been incentivizing creators to use its new shopping platform in the hopes of capturing their massive online audiences. Here are five key takeaways from Teachable's 2023 study on how creators connect with audiences:

Persons: Gen Zers, CreatorIQ, TikTok, Olivia Owens, Owens Organizations: Business, Social

☆ Exclusive: NielsenIQ's GfK deal set for conditional EU antitrust approval
▼ + stars: | 2023-06-28 | by ( Foo Yun Chee | ) www.reuters.com time to read: +1 min

BRUSSELS, June 28 (Reuters) - Advent-owned NielsenIQ is set to secure EU antitrust clearance for its proposed acquisition of German market research firm GfK on the condition GfK sells its consumer panel business, people familiar with the matter said. U.S. consumer market research company NielsenIQ, which is present in more than 90 markets covering more than 90% of the world's population, announced the deal a year ago. GfK's consumer panel business covers 122,500 households and 1,800 retailers, with its data showing patterns, trends and predictions. The European Commission, which is scheduled to complete its preliminary review of the deal by July 4, declined to comment. The list includes French peer Ipsos, the UK's Kantar, YouGov, Dynata, Circana, Omnicon Group, Publicis Group, Cision and private equity firms such as H.I.G.

Persons: Ipsos, Foo Yun Chee, Jan Harvey, Barbara Lewis Organizations: European Commission, EU, Omnicon, Publicis, Equity, Bregal, Oakley, Symphony Technology, Thomson Locations: BRUSSELS, TowerBrook, Equistone

To capture this moment of adaptation, we contacted 200 New York Times readers who had sent us photographs of their pandemic lives at the end of 2020 and asked them to share a new photo reflecting what normal means two years later. Nearly the same share, 42 percent, said the pandemic had changed their lives in lasting and significant ways. Just 12 percent said the pandemic never changed much: “I didn’t give up anything,” one respondent said. What is one thing about your life that the pandemic has changed in a lasting way? Together, the photos collected below capture a kind of then-and-now of pandemic times, when many are still figuring out what comes next.

☆ Vladimir Putin, interesat de un plan pentru “turismul de vaccinare” în Rusia prin care să atragă venituri de la străini
▼ + stars: | 2021-06-10 | by ( Publika.Md - Aici Sunt Știrile | ) www.publika.md time to read: +4 min

Președintele rus Vladimir Putin a cerut, vineri, guvernului să întocmească un plan până la sfârșitul lunii iunie pentru a aduce “turismul de vaccinare” în Rusia. Acesta are în vedere atragerea de venituri de la cetățenii străini care vor să se vaccineze cu vaccinul rusesc Sputnik V, transmite The Moscow Times. Putin a spus că toți rușii au oportunitatea de a fi vaccinați în mod “confortabil, voluntar și fără costuri”. Directorul Fondului, Kirill Dmitriev, a declarat vineri că statele europene și-au expirmat “un interes în mod special” pentru turismul vaccinării în Rusia. Agenția europeană de reglementare a medicamentelor încă analizează vaccinul Sputnik V produs de Rusia, potrivit The Moscow Times.

Persons: Vladimir Putin, Andrei, Putin, . Putin, Kirill Dmitriev, Rusia, OMS Organizations: Moscow Times, Economic, Externe, Agenția, Sputnik, Alpha, UE Locations: Rusia, Sankt Petersburg, Rusiei, UE, europeni, Occident, respondenții, Italia, Ungaria, Bulgaria, Polonia, Slovacia, YouGov, Dynata

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