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While dogs are a man's best friend, they do add risk to a household and present challenges when you shop for homeowners insurance if you've run into the dog breeds insurance blacklist. Here's how dog breeds can affect your homeowners insurance, including the specific types of aggressive dog breeds that might increase your premiums or limit coverage options. The Most Commonly Restricted Dog BreedsDog breeds insurance blacklist usually varies by carrier, but here are some of the most common dog breeds that homeowners insurance companies tend to restrict. Dog Breeds Banned by Homeowners Insurance FAQHow do I find out if my dog is on the dog breeds insurance blacklist? Yes, some homeowners insurance companies that don't restrict dog breeds include State Farm, Chubb, and USAA.
Persons: Deborah Turner, Turner, Doberman, Danes Chow Chows, Courtnye Jackson, Chubb, USAA —, Jackson, Jamela Adam, Read Organizations: Insurance, Dean Insurance Agency, underwriters, Bulls, Huskies Staffordshire Terriers, Pit Bulls, Rottweilers, Insurance Information Institute, Triple, American Society for, Prevention, American Property, Casualty Insurance Association, American Kennel Club, Forbes, . News, Mint Intuit Locations: New York , Nevada, Illinois
Some homeowners insurance companies exclude certain dog breeds from coverage. But that can present challenges when you shop for homeowners insurance if you've run into the dog breeds insurance blacklist. Here are seven things you should know about homeowners insurance, banned dog breeds, and dogs with a bite history, whether you have a pit bull, a poodle, or a golden retriever, like me. Commonly banned breeds include:Pit bullsMastiffsGerman shepherdsAkitasStaffordshire terriersChow ChowsAlaskan malamutesDoberman pinschersGreat DanesSiberian HuskiesRottweilersPresa CanariosWolf hybridsThere are options for insuring banned dog breedsIf your homeowners insurance application is denied because of the dog breeds insurance blacklist, you might panic, thinking you must go uninsured or get rid of your dog. All dog owners should have liability insuranceEven if your dog has no bite history or isn't part of the dog breeds insurance blacklist, you should carry liability coverage as part of your homeowners insurance policy.
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