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When you miss a mortgage payment, you incur late fees and hurt your credit score. But skipping mortgage payments comes with serious consequences that could include losing your house. Are you finding it hard to make your monthly mortgage payment? This allows you to pause your mortgage payments for a certain amount of time or, in some cases, make reduced payments instead. FAQsWhat should I do first if I realize I can't make my mortgage payment?

Persons: Craig Martin, Christian Mills, Freddie Mac, you've, you'll, it's, Aly J, Yale Aly J, Bob Organizations: Christian, US Department of Housing, Urban, Chevron, Yale, Forbes, Money Magazine, The Dallas Morning News, Bob Schieffer College of Communication, Twitter

Basics of how home equity loans workWith a home equity loan, you use your home as collateral for a loan. Home equity loan terms vary, but you usually have anywhere from five to 30 years to repay the loan. Differences between home equity loans and HELOCsHome equity lines of credit (HELOCs) are similar to home equity loans in that they let you borrow from your home's equity. What's the difference between a home equity loan and a home equity line of credit (HELOC)? She covers mortgage rates, refinance rates, mortgage lender reviews, and homebuying for Personal Finance Insider.

Persons: you've, whittle, Molly Grace, Molly, Read, Aly J, Yale Aly J, Bob Organizations: Homeowners, Chevron, Business, Finance, Insider, Rocket Companies, Twitter, Yale, Forbes, Money Magazine, The Dallas Morning News, Bob Schieffer College of Communication Locations: Chevron, mgrace@businessinsider.com

☆ 64% of men say this is their No. 1 dating red flag, according to recent survey
▼ + stars: | 2023-11-25 | by ( Aditi Shrikant | ) www.cnbc.com time to read: +4 min

According to a recent survey by Change Research, the biggest dating red flag for men is when someone identifies as a communist. More than half, 55%, of women said identifying as a communist is a red flag, but other sociopolitical stances were more problematic. Being a "MAGA Republican" was the biggest red flag, with 76% of women saying this was not a desirable trait. The survey results demonstrate a broader trend of men and women having increasingly divergent political views. In 2021, 44% of women identified as liberal, while only 25% of men did, according to the Survey for American Life.

Persons: Daniel Cox, Cynthia Peacock, Peacock, Daniel Huff, Donald Trump, Huff, You'd Organizations: Change Research, Republican, Survey, American, Survey Center, University of Alabama, Donald Trump White House, Washington , D.C Locations: Ukraine, Washington ,

☆ UK university marking strike leaves thousands of students stuck in limbo
▼ + stars: | 2023-07-27 | by ( Kylie Maclellan | ) www.reuters.com time to read: +6 min

A spokesperson for Britain's Home Office said international students without results can request a letter of confirmation from their sponsor or return to their home country and apply for another student visa. The University of Edinburgh said 27% of final year students had not received their degree at the time of graduation. International students pay much more, providing a vital source of income. Research published by Universities UK International in May found the 2021/22 intake of international students contributed 41.9 billion pounds to the UK economy. "Every year, universities in the UK are depending more and more on the finances of international students," said Hendricks.

Persons: Maja Smiejkowska, Amelia Dias, Dias, Anna Hendricks, Ailsa Watt, Watt, Gillian Keegan, Hendricks, Kylie MacLellan, Jan Harvey Organizations: London College of Communication, University of the Arts London, REUTERS, University of Edinburgh, Colleges Employers Association, University and College Union, National Union of Students, University of Cambridge, University, Scottish, International, British Council, Times Higher, Higher Education Statistics Agency, Universities UK International, Thomson Locations: London, Britain, Edinburgh, British, Florida, Spanish, Shanghai

☆ As Gen Z enters the workforce alongside AI, staying nimble is key to building a career
▼ + stars: | 2023-06-25 | by ( Alexandra York | ) www.businessinsider.com time to read: +5 min

Gen Z has an opportunity to learn about and adapt to AI technologies in the workforce. Gen Zers are the youngest component of the workforce and have more working years ahead of them than older generations. But as digital natives, Gen Zers have natural advantages to survive and thrive in this new AI-driven economy. That can give the people adept at using AI more time and energy for the creative, innovative, and thought-provoking work they're looking for. So long as Gen Zers remain flexible and adaptive, they have the potential to flourish in the AI-driven workforce.

Persons: Gen Z, —, Zers, haven't, Gen Zers, Alexander Kvamme, Erin Reilly, Reilly, Reilly doesn't Organizations: Service, Moody College of Communication, University of Texas Locations: Austin

☆ Jeffrey Epstein was invited to editorial meetings with Scientific American's top editor, email records show
▼ + stars: | 2023-05-30 | by ( Jacob Shamsian | ) www.businessinsider.com time to read: +4 min

Jeffrey Epstein was invited to editorial meetings with Scientific American's editor-in-chief. Jeffrey Epstein was invited to editorial meetings with Mariette DiChristina when she was the top editor of Scientific American magazine, according to scheduling emails obtained by Insider. Epstein had the opportunity to attend editorial meetings on September 22 and 29. "10:30-11:30am Mariette DiChristina to hold her Editorial Meeting to discuss story ideas (DO YOU WANT TO ATTEND? She will be at this meeting)," Groff wrote in one such email.

Persons: Jeffrey Epstein, Mariette DiChristina, Epstein, Lesley Groff, Groff, didn't, Stephen Kosslyn, Larry Summers, Denzel Washington, Little Saint James, Eva Andersson, Dubin, JP Morgan Chase, Ghislaine Maxwell, Maxwell, DiChristina Organizations: Morning, Scientific, College of Communication, Boston University, Harvard University, Islands, Dubin, Tisch Cancer Institute, Virgin Islands, New York Times, Massachusetts Institute of Technology Locations: New York, Paris, Little Saint, Midtown Manhattan, Virgin, Manhattan

☆ Kanye West: What took Adidas, Gap and others so long to cut ties?
▼ + stars: | 2022-10-28 | by ( Danielle Wiener-Bronner | ) edition.cnn.com time to read: +6 min

New York CNN Business —Earlier this week Adidas ended its partnership with rapper and fashion designer Ye (who previously went by Kanye West). He even called out Adidas directly during a podcast appearance in which he made antisemitic comments, bragging the company would never cut ties with him. He referenced Adidas directly: “I can say antisemitic things, and Adidas can’t drop me,” he said. Gary Gershoff/WireImage/Getty ImagesAdidas didn’t announce it was severing ties with Ye until Tuesday, October 25, over a week after the podcast was released. Adidas said it will take a big loss in the fourth quarter because its cutting ties with Ye.

A decade-old scandal at a Massachusetts crime lab — which led authorities to dismiss tens of thousands of drug convictions — may involve wrongdoing by more people than was previously known, according to a recent court order. At least one person was referred to the state attorney general’s office in 2015 for potential prosecution, Judge John T. Lu wrote last week. The ruling stokes lingering doubts about statements by the state inspector general’s office over the past eight years that Dookhan was the “sole bad actor” at the Hinton lab. Bizuayehu Tesfaye / APDookhan’s misconduct at the Hinton lab was exposed in 2012, after she had worked there for nearly a decade. A spokesman for the inspector general’s office declined to comment, citing ongoing litigation.

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