Some homeowners insurance companies exclude certain dog breeds from coverage. But that can present challenges when you shop for homeowners insurance if you've run into the dog breeds insurance blacklist. Here are seven things you should know about homeowners insurance, banned dog breeds, and dogs with a bite history, whether you have a pit bull, a poodle, or a golden retriever, like me. Commonly banned breeds include:Pit bullsMastiffsGerman shepherdsAkitasStaffordshire terriersChow ChowsAlaskan malamutesDoberman pinschersGreat DanesSiberian HuskiesRottweilersPresa CanariosWolf hybridsThere are options for insuring banned dog breedsIf your homeowners insurance application is denied because of the dog breeds insurance blacklist, you might panic, thinking you must go uninsured or get rid of your dog. All dog owners should have liability insuranceEven if your dog has no bite history or isn't part of the dog breeds insurance blacklist, you should carry liability coverage as part of your homeowners insurance policy.

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