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With password management company NordPass saying each person has an average of 100 online accounts, the deaths of loved ones have become ever more complicated. And while digital legacy planning can ease some of that burden, experts say far too few people take advantage of those tools. And even for some people who can access their loved one’s accounts, the process can be daunting. These plans aren’t typically legally binding, unless they’re directly incorporated into a will, but they can be invaluable for loved ones after one’s death. Charday Penn/E+/Getty ImagesPick a digital executorDesignate a digital executor who can help carry out your digital legacy plan.
Persons: Rebecca Bistany’s, Paul, Paul didn’t, Bistany, ” Bistany, , Laura Orrico, , they’re, Tracey Woo, Here’s, Abby Schneiderman, Charday Penn, Woo, Jamie McDonald, ” McDonald, Everplans, “ I’ve, Lucy Watts, James Norris, Nikki Earnhart, Earnhart, It’s, Apple, , there’s, Schneiderman, Scheiderman Organizations: CNN, Apple, , RBC Royal Trust, Services, Google, Facebook Locations: Long, , New York, Chicago, Baltimore, Illinois
Editor’s Note: Oona Hanson is a parent coach in private practice and a family mentor at Equip, an eating disorder treatment program. Eating disorders can affect people of all genders and ethnicities,” said Lauren Muhlheim, a clinical psychologist in Los Angeles and the director of Eating Disorder Therapy LA. Food insecurity in collegeBody image concerns and dieting aren’t the only potential disruptors to a college student’s eating behavior. Warning signs of an eating disorder include weight loss, mood changes, social isolation, or a preoccupation with food, weight or exercise. While there is no way to prevent every eating disorder, awareness of risk factors and open communication can make a difference.
Persons: Oona Hanson, , Leslie Gee, , Lauren Muhlheim, Edwin Tan, it’s, It’s, Toby Morris, Whitney Trotter, Trotter, Morris, ” Gee, Muhlheim, Sarah Minkow, Charday Penn, ” Morris Organizations: CNN, University of California, National Alliance for Eating Disorders Locations: Berkeley, Los Angeles, Memphis , Tennessee
Divide your account balance — say it's $100,000 — by that factor and your 2022 RMD for that account would be about $3,650. For 401(k) accounts, RMDs must come from each account that is subject to the withdrawals. However, you can aggregate 403(b) accounts, Slott said. Spouses cannot combine their RMDsCharday Penn | E+ | Getty ImagesMarried couples must view their accounts and RMDs separately from each other. "You're holding the same thing but you've satisfied your RMD," Slott said.
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