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☆ What to know about fee-only financial advising
  + stars: | 2021-12-15 | by ( Katie Oelker | Read More | Read Less | ) www.businessinsider.com   time to read: +8 min
A fee-only financial advisor will be one you'll come across during your search. What is a fee-only financial advisor? A fee-only financial advisor is an advisor that's paid on a set rate based on the services they provide a client, rather than being paid based on commission. The financial takeawayWorking with a fee-only financial advisor can be a great way for clients to get fiduciary financial advice that's in their best interest. "Working with a fee-only advisor minimizes conflicts of interest, but just because someone is a fee-only advisor does not inherently mean they have the particular expertise you are looking for," says Brandon Renfro, CFP and owner of Belonging Wealth Management.
☆ 5 pieces of traditional retirement advice that no longer work like they used to
  + stars: | 2019-10-02 | by ( Holly Johnson | Freelance Writer | Read More | ) www.businessinsider.com   time to read: +8 min
The rising costs of healthcare, longer life expectancies, and other factors have made traditional retirement more expensive than ever. It's time to "retire" some popular retirement advice that no longer makes sense in today's world. That's because Social Security benefits grow the longer you keep from taking them, until you reach age 70. Old advice: You'll probably die young, so plan for retirement accordinglyNew advice: Your money needs to lastFinally, we're no longer in the 1800s. In other words, retirement funds will need to last — especially if you hope to retire before the standard retirement age of 65.
☆ 3 things that can matter more to your money than your credit score, according to a financial planner
  + stars: | 2019-08-19 | by ( Megan Dematteo | Read More | Read Less | ) www.businessinsider.com   time to read: +4 min
A high credit score makes it easier to move through the world, but according to one financial planner, there are other indicators of long-term financial health that could be more important. According to certified financial planner Brandon Renfro, there are indicators of financial health that are, at critical times, much more important than a credit score. "A better indication of financial health than a credit score," he says, "is your ability to weather a setback." Ability to navigate a job loss"A high credit score will do little to help you in the case of a job loss," says Renfro. Again, a good credit score won't do as much for you in that situation.
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