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Read previewVice President Kamala Harris wants to make it easier to get a job without a college degree if she wins the election. "Eliminate degree requirements while increasing skills development for half a million federal jobs. AdvertisementThis proposal comes at a time when a growing number of Americans are questioning the value of a college degree. Larry Hogan announced the state would be opening up thousands of jobs to workers without degrees, and Utah's Gov. Spencer Cox dropped college degree requirements from 98% of the state's jobs that same year.
Persons: , Kamala Harris, Harris, Joe Biden, Trump, It's, Larry Hogan, Spencer Cox, Pell Grant, Biden's, Zers —, LeLaina Wakeham Organizations: Service, Business, Maryland Gov, Utah's, Biden, Higher Locations: Pittsburgh
The 36-year-old business coach said she's been gearing up for an "inevitable shift" in how work will operate since 2014. Upwork's latest data shows that nearly 64 million Americans — representing nearly 40% of the entire US workforce — have undertaken freelance work. Stats like these further reiterate the growing recognition of the importance of having multiple income streams. Dixon also uses this strategy in her freelance career. People without side hustles could struggleUltimately, Dixon stands by the idea that everyone should have a side hustle.
Persons: , Reid Hoffman, Hannah Dixon, Dixon, she's, She's, It's, it's Organizations: Service, Twitter, Business
Read previewThe nation's central bank has finally cut interest rates for the first time in over four years. AdvertisementStill, Hamrick said within a day of the Fed's rate cuts, banks will likely adjust their prime lending rates, which will be noticed in credit-card rates "immediately." The Fed rate cuts indirectly affect mortgages, which are generally based on other interest rates that are loosely tied to the Fed funds rate. And when it comes to businesses, rate cuts will have a positive impact on their operations, making it cheaper to take out loans. Are you planning to make any big purchases now that the Fed has cut interest rates?
Persons: , Mark Hamrick, Erica Groshen, Michele Raneri, Raneri, Hamrick, Elizabeth Renter, Renter Organizations: Service, Federal, Market Committee, Democratic, Fed, Business, Cornell University, Bureau of Labor Statistics, Consumer Financial, TransUnion, asheffey
In the first college admissions process since the Supreme Court struck down affirmative action last year, Asian American enrollment at the most prestigious U.S. schools paints a mixed, uneven picture. Columbia University — which, unlike the other Ivies, groups Pacific Islanders with Asian Americans — saw an increase of nine percentage points in its enrollment of Asian American applicants, while Brown saw an increase of four percentage points. It doesn’t mean that race is entirely ruled out of the admissions process, however. Poon, who is the author of “Asian American is Not a Color: Conversations about Race, Affirmative Action, and Family,” said that with race masked in the admissions process, concerns around biases are actually more prevalent. And it’s going to be difficult to determine, for example, why there were drops in Asian American enrollment at some schools as well.
Persons: , OiYan Poon, ” Poon, , Brown, St . Louis, Edward Blum, Hopi Hoekstra, ” Hoekstra, Jonathan Palumbo, Whitney Soule, Dartmouth —, John Roberts, ” Julie J, Poon Organizations: Ivy League, Yale, Princeton, Harvard, University of Illinois, Columbia University —, Pacific Islanders, MIT, Amherst College, Washington University, Conservative, Fair, NBC News, ” Harvard, of Arts and Sciences, Harvard Crimson, , University of Pennsylvania, — Cornell, Dartmouth, University of North, University of Maryland, Universities, Federal Student Aid, NBC Asian Locations: U.S, Columbia, Brown, University of Illinois Urbana, Champaign, St ., University of North Carolina, NBC Asian America
Social Security beneficiaries have seen higher cost-of-living adjustments in recent years, prompted by record high inflation. Based on new government inflation data, beneficiaries may see just a 2.5% increase to benefits in 2025, estimates Mary Johnson, an independent Social Security and Medicare analyst. In 2024, more than 71 million Americans — including Social Security and Supplemental Security Income beneficiaries — saw a 3.2% cost-of-living adjustment, according to the Social Security Administration. A spike in inflation drove the annual benefit boost even higher in 2023, when there was an 8.7% increase, the highest in four decades. In 2021, the cost-of-living adjustment was 1.3%.
Persons: Mary Johnson, Organizations: Social Security, Social Security Administration
Recently, after six years away, we returned to Glasgow to visit friends and family. AdvertisementNicole Findlay and her family were pleasantly surprised by how friendly people were in Scotland. In America, when asking about allergy specifics for my son, servers often make a note on their notepad to pass along to kitchen staff. In Scotland, servers asked us if we had allergies before I even had a chance to inquire. While the cigarette butts surprised my son, my husband and I noticed way more people vaping.
Persons: I'm, we'd, they'd, I'd, Nicole Findlay, Nicole Findlay Chips, crisps, haggis, Nicole Findlay's, , we'll Organizations: Service, Business, , America Locations: American, British, Glasgow, Scottish, America, Hawaii, Scotland, California
Anders Boisen. Anders Boisen. AdvertisementDuring the pandemic, he quit his job in order to focus on building his tiny house. Anders Boisen. He had already been building a tiny house on the side, and he decided to focus on the project full-time.
Persons: , Anders Boisen, he's, Boisen, It's, I'm, isn't, I've Organizations: Service, Business Communication, Business Locations: Denmark, Danish, English, Aarhus, There's, homeownership, Boisen
CNN —Voters keep telling pollsters that their economic insecurities are the biggest issue in the 2024 election. Former President Donald Trump will try to make a case against Kamala Harris’ role in the Biden economy on Wednesday in North Carolina. President Joe Biden dedicated his domestic agenda to restoring economic fairness and sought to revive manufacturing and repair the country’s crumbling infrastructure. As the effective incumbent in this race, Harris is vulnerable to any sudden shifts in the economic outlook. But with Trump seeking an opening to define her negatively — especially on the economy — Harris must act fast.
Persons: Donald Trump, Kamala Harris, Biden, Trump, Joe Biden, Harris, Kamala, He’s, Price, , Biden Administration’s, , , ” Harris, ” Trump, hasn’t, “ You’ve, Scott Jennings, Anderson Cooper, “ You’re, Brad Todd, CNN’s Kasie, he’s, ” Todd, Kevin McCarthy, Elon Musk, Sen, JD Vance, Harris ’, Bill Clinton, Barack Obama, Clinton, Obama, Obama –, , — Harris, Tim Walz, She’s Organizations: CNN — Voters, Trump, Home Depot, Republican, Democratic, Biden, CNN, Fox News, Air Force, Democratic National Convention, NPR, PBS, Marist, New York Times, Siena College, Minnesota Gov, pharma Locations: North Carolina, Asheville , North Carolina, Maryland, Raleigh, Ohio, Chicago, Nevada, Phoenix, California, States, Pennsylvania, Michigan, Wisconsin
Democratic vice presidential candidate and Minnesota Governor Tim Walz (L), and Republican Vice Presidential candidate Sen. JD Vance (R-OH). Child tax creditMinnesota's new child tax credit is unusual in its narrowness, but it is the most generous in the nation for low-income households. However, a permanent federal child tax credit expansion could be difficult, particularly amid a divided Congress and increasing concerns over the federal budget deficit. Despite the failed procedural vote, Crapo voiced openness to negotiating a "child tax credit solution that a majority of Republicans can support." Vance was not present for the Senate vote, but has expressed support for the child tax credit.
Persons: Tim Walz, Sen, JD Vance, Walz, Vance, Cowen, Seiberg, Jared Walczak, Mike Crapo, Crapo, Vance's Organizations: Democratic, Minnesota, Republican, Getty, Convention, Senate, U.S, Tax, Republicans, Senate Finance Committee, Democrats, Yale Law School Locations: Harris, Idaho, U.S
Read previewFormer President Donald Trump said that if he's elected, he'd cut taxes on Social Security benefits for older Americans — but the policy risks shrinking those funds sooner than expected. "People on Social Security are being killed, and one of the things I'm doing is no tax for seniors on Social Security, and I'll get it done quickly." Trump had previously pitched his plan to eliminate taxes on Social Security, writing on his social-media platform Truth Social on July 31: "SENIORS SHOULD NOT PAY TAX ON SOCIAL SECURITY!" Trump has vowed not to cut Social SecurityTrump has previously taken a strong position on Social Security — one at odds with many members of his own party who have faced criticism from Democrats for calling for Social Security cuts. For example, Trump said in January 2023 that "under no circumstances should Republicans vote to cut a single penny from Medicare or Social Security."
Persons: , Donald Trump, Trump, Garrett Watson, Trump's, we'll, Social Security Trump, Biden, Kamala Harris Organizations: Service, Social Security, Fox &, Republican, Business, Social, The Tax, Security, Republican National Committee, Democratic, Medicare, Affordable Locations: Illinois
In the United States the atomic bombs signaled military victory. In the United States the atomic bombs signaled military victory. They are the surviving victims of the American atomic bomb attack 79 years ago. A view across the Motoyasu River of the Atomic Bomb Dome in Hiroshima. Countries like the United States, China and Russia are spending trillions of dollars to modernize their stockpiles.
Persons: Gallup, Organizations: Red, Smithsonian Locations: United States, Japan, Hiroshima, Nagasaki, United, China, Russia
"If I was using rideshares and the delivery apps and everything the way I was, I would run out of money each month," she said. For some, like Manley, it means going back to the old-fashioned way of doing certain things: shopping around for hotel deals, taking public transit more, and working out at home with fitness classes on video. AdvertisementGrant Plotkin, 26, is a Gen Zer who experienced the pre-2020 millennial subsidy as a young adult. The next iteration of the millennial subsidy might be gamifying surge pricing for groceries or a side of fries. AdvertisementHas the loss of the millennial subsidy affected your finances or lifestyle?
Persons: Sarah Manley, Manley, She's, they'd, Millennials, YipitData, Grant Plotkin, Zer, he's, Plotkin, Ubers, Brett House, that's, Bilal Baydoun, Baydoun Organizations: Service, Business, Bloomberg, Netflix, Columbia Business School, Dollar, Aldi, Big Tech, American Locations: Baltimore, it's
Why did Russian President Vladimir Putin greet the children of just-freed Russian spies in Spanish? In “The Americans,” two Russian spies posing as a married couple in suburban America run Soviet agents and collect intelligence, unbeknownst to their young children. President Vladimir Putin meets convicted Russian spies released as part of a prisoners' swap at Vnukovo International Airport in Moscow. Their children attended an international school in Ljubljana and, according to Kremlin spokesman Dmitry Peskov, were only told on the plane to Moscow that they were Russian. “To the bulk of the Russian public, the Russian president showed that he has not yet lost the remnants of adequacy and is capable of well-calculated, rational actions,” Gallyamov said.
Persons: Vladimir Putin, Putin, , , Ludwig Gisch, Maria Rosa Mayer Muños, Mikhail Voskresenskiy, Artem Viktorovich Dultsev, Anna Valerevna Dultseva, Evan Gershkovitch, Paul Whelan —, Dmitry Peskov, Peskov, ” Peskov, ” Abbas Gallyamov, ” Gallyamov, — Putin Organizations: Vnukovo, Associated Press, AP, Kremlin, KGB, Federal Security Service, Russian Foreign Intelligence Service, Locations: Russian, Slovenia, America, Soviet, Moscow, U.S, Europe, Ljubljana, Slovenia's, Moscow’s Vnukovo
Read previewEver since Kamala Harris became the presumptive Democratic nominee, Pete Buttigieg has been dominating the TV interview circuit. "It's the fact that every time he comes out to say something, he says something totally different," the Democratic strategist said. It's not just TV hosts, Democrats, and social media users who love Buttigieg — voters do too. And now, he's reminding Americans on TV screens around the country what he cares most about: the future of the country. "Pete Buttigieg cares about America and he understands the stakes in this election," the Democratic strategist told BI.
Persons: , Kamala Harris, Pete Buttigieg, Jen Psaki, Joe Biden, Bill Maher, he's, Donald Trump, Buttigieg, Kaitlan Collins, JD, aren't, Jon Stewart, Biden —, Buttigieg's, Keith Edwards, Edwards, It's, Harris, Gavin Newsom, Pete, Biden Organizations: Service, Democratic, Transportation, Indiana, CNN, Daily, Fox News Sunday, Business, Fox News, Democratic Party, ABC, California Gov Locations: South Bend , Indiana
Kevin Lamarque | ReutersWhen it comes to the November election, there is one issue that is at the top of voters' wish lists: Social Security. It polled 1,831 adults age 18 and up who "currently receive or expect to receive Social Security." Experts say the post likely refers to the taxes Social Security beneficiaries may owe on their benefit income. Exactly how much Social Security beneficiaries pay in taxes is based on their "combined income," which includes adjusted gross income, nontaxable interest and half of their Social Security benefits. Yet in a March CNBC interview, Trump said he would consider cutting "entitlements," which may refer to Social Security, Medicare or Medicaid.
Persons: Kevin Lamarque, Emerson Sprick, Biden, Joe Biden, Nathan Howard, Sprick, Robyn Patterson, Patterson, Trump, Donald Trump, Elizabeth Frantz, CNBC's, Harris, Kamala Harris, Megan Varner Organizations: Reuters, Social Security, National Institute on Retirement Security, Nationwide Retirement, Social, White, Medicare, Trust Fund, Congressional Republicans, Security, Biden, CNBC, U.S, Center, Getty Locations: Falls Church , Virginia, U.S, Russia, Washington , U.S, Harrisburg , Pennsylvania, Georgia, Atlanta , Georgia
The assassination took place in broad daylight in a downtown Berlin park. The Russian gunman pedalled up on a bicycle before shooting a former Chechen separatist fighter in the head as children and their parents looked on. On Thursday, he was freed as part of the largest prisoner exchange between Russia and the West since the Cold War. The deal also included numerous Russian political dissidents that the Kremlin released from jail, while Western nations traded eight Russian prisoners. Mr. Krasikov, in his late 50s, appeared to be the linchpin of the multifaceted deal, since Mr. Putin himself indicated that was whom he wanted.
Persons: pedalled, Vadim Krasikov, Vladimir V, Putin, — Evan Gershkovich, Alsu Kurmasheva, Paul Whelan, , Krasikov Organizations: Street, U.S . Marine, Kremlin, Western Locations: Berlin, Chechen, Germany, Russia, U.S
Read previewThe nation's central bank didn't give interest rate relief to Americans — yet. On Wednesday, the Federal Open Market Committee announced it would be leaving interest rates unchanged, continuing the pause that began last fall. And with the labor market slowing down while avoiding a recession, the Fed might have the evidence it needs to cut interest rates at its next meeting in September. However, predictions point to a rate cut — CME FedWatch, which estimates probabilities of interest rate changes based on the markets, showed markets think it's far more likely than not that rates will ease. Related storiesThe high interest rates have meant it's more expensive for Americans to borrow money for things like mortgages, credit cards, and auto loans.
Persons: , Jerome Powell, Powell, Michele Raneri, Donald Trump —, Trump, Elizabeth Warren, John Hickenlooper, Sheldon Whitehouse Organizations: Service, Federal, Market Committee, Business, Fed, TransUnion, Fox News, Democratic Locations: May's, Sens
Read previewShoppers are slowing down spending on everything from burgers to dishwashers, and that's bad news for a growing number of companies. While inflation has since cooled, Americans are still stuck with higher prices for many of the things they buy. Shoppers are slowing down food spending — even at grocery storesThe spending slowdown has hit restaurant chains, which have launched new deals to get customers in the door. Over the past two years, income growth has helped consumer spending beat expectations, Jefferies analyst Corey Tarlowe said in a note on Monday. One bright spot in consumer spending: Cruises, which are seeing record demand.
Persons: , McDonald's, Burger, Taco, Jefferies, ETIENNE LAURENT, Laxman Narasimhan, It's, Dirk Van de, Van de, Andrew M, Watterson, Michael Liersch, Wells, Corey Tarlowe, Horacio Villalobos, dreuter@businessinsider.com Organizations: Service, PepsiCo, UPS, Business, Shoppers, Burger King, Taco Bell, Starbucks, Getty, Walmart, Bureau of Labor Statistics, Unilever, Whirlpool, Airlines, Jefferies, Costco Locations: Pellegrino, North America
When South Sudan’s young basketball team took to the court for an exhibition game against America’s basketball royalty, there were few expectations that they could hold on against the likes of LeBron James and Stephen Curry. Then they lost by just one point, 101-100, stunning not only their loyal followers, but also the team’s players, who had grown up revering the N.B.A. The South Sudanese will face the United States again Wednesday, this time at the Paris Olympics, and with the Americans now on notice, the odds are distinctly against the African team. But for many of their fans in Africa and elsewhere, that is beside the point. Despite having no place of their own to train, the team won the only slot open to Africa for men’s basketball.
Persons: LeBron James, Stephen Curry, — James Organizations: America’s, South, Paris Olympics, men’s, Puerto Rico, Games Locations: South Sudanese, United States, Africa, Puerto, Paris
Later, the U.S. men’s basketball team, led by LeBron James, plays Serbia and Nikola Jokić in a matchup of top NBA talent. (Russia — the defending champion in both the men’s and women’s team all-around — is banned from participating in team sports at the Paris Olympics.) The women’s team final is set for 12:15 p.m. One more thing: Durant — a three-time Olympic gold medalist — might finally play after a calf injury sidelined him through the team’s summer exhibitions. The U.S. women’s team wraps up group play with Australia on Wednesday.
Persons: Simone Biles, LeBron James, Nikola Jokić, Biles, Peacock, Sunisa Lee, Jade Carey, Jordan Chiles, Hezly Rivera, you’ve, James, Stephen Curry, Kevin Durant, Jokić, Bogdan Bogdanović, Durant —, , Trinity Rodman, Valery Hache, Hayes, Michael Phelps ’, Léon Marchand, Michael Phelps, ” Marchand, Phelps ’, Frenchman, — Gretchen Walsh, Qin Haiyang, Adam Peaty, United States ’ Nic Fink, Gretchen Walsh, Caroline Marks, Carissa Moore, John John Florence, hird, aris G ames, adal, aris O lympics Organizations: NBA, NBC, Tokyo, Paris Games, Paris, Olympics, Olympic, U.S ., Bercy Arena, Atlanta Hawks, Serbia, South Sudan, Trinity, Getty, Telemundo, Peacock, U.S, United, Tokyo Games, Australia, Paris La Défense, aris, aris O, aker Locations: France, U.S, Serbia, Germany, Tahiti, Paris, United States, Russia, , China, Italy, AFP, Zambia, Australia, Spain, Brazil, Japan, Nigeria, Hawaii, Caroline Marks
Opinion | How Kamala Harris Can Win
  + stars: | 2024-07-27 | by ( Michael J. Sandel | ) www.nytimes.com   time to read: +2 min
Kamala Harris has a lot to do in a short time — build a team, choose a running mate, introduce herself to the country. Over the past week, Ms. Harris has been campaigning on protecting democracy, the rule of law and reproductive freedom from another four years of Donald Trump. She relishes reminding voters of Mr. Trump’s status as a felon. “So hear me when I say: I know Donald Trump’s type.”But standing up to Mr. Trump and defending reproductive rights is not enough. Delivering this message may not come naturally to her as a former senator from California, and Mr. Trump has wasted no time attempting to brand her a “radical-left lunatic."
Persons: Kamala Harris, Harris, Donald Trump, , Donald Trump’s, Trump, aren’t, MAGA Organizations: Democratic Party Locations: Milwaukee, California
A Thursday report from Zillow indicates that a typical starter home is now worth $1 million or more in 237 cities, up from 84 cities in 2019, underscoring America’s ongoing home affordability crisis. “We see the largest number of million-dollar starter homes in expensive coastal markets. To further complicate things for first-time buyers, the value of starter homes has grown at a faster pace than the average home. According to Zillow, starter home values have grown 54.1% over the past five years, while the average US home has increased by 49.1%. The nationwide average price tag for a starter home is $196,611, according to Zillow.
Persons: underscoring, ” Orphe, , It’s, homebuyer, Zillow, Jeffrey Jenkins, Divounguy, “ That’s, , Lawrence Yun Organizations: CNN, Gallup, National Association of Realtors, University of Southern Locations: Zillow, California , New York, New Jersey, University of Southern California, United States
Read previewImmigration isn't taking jobs away from Americans — and it's actually great for the US economy, according to Nobel laureate Paul Krugman. The unemployment rate among native-born workers remains near a historical low US Bureau of Labor Statistics/Federal ReserveThe labor force participation rate among native-born workers has been on the decline, but among prime-age native-born workers, the labor force participation rate has actually been rising, Fed data shows. Advertisement"So the near stagnation of native-born employment isn't a demand-side issue, in which people aren't working because they can't find jobs. If we didn't have the immigrants, we wouldn't have the jobs," Krugman wrote. AdvertisementOther economists and strategists on Wall Street have said immigration could end up being a big boost to the economy.
Persons: , it's, Paul Krugman, Trump, Krugman, they've, We've, There's, aren't Organizations: Service, The New York Times, Business, Federal Reserve, Bureau of Labor Statistics, US, of Labor Statistics, Fed, Congressional, Office Locations: America, Foreign
TROON, Scotland — Xander Schauffele was for so long the best golfer without a major. The ever-steady 30-year-old star never topped the Open leaderboard Thursday to Saturday, always quietly lurking in the top 10 before shooting a Sunday 65 to win the 152nd Open Championship for his second major title in three starts. For the first time since 1982, Americans — Schauffele (Open Championship, PGA Championship), Scottie Scheffler (Masters) and Bryson DeChambeau (U.S. Open) — have claimed all four major championships. Sunday began with Horschel, a 37-year-old seeking his first major championship, in the lead by one stroke, playing in the final group of a major’s final round for the first time. Now Schauffele enters the Olympics and the rest of the season no longer an admirable player who can’t win.
Persons: Xander Schauffele, Schauffele, Justin Rose, Billy Horschel, Schauffele’s, Thriston Lawrence bogeyed, — Schauffele, Scottie Scheffler, Bryson DeChambeau, , Arnold Palmer, Lawrence, Dan Brown, Rose, standouts, Sam Burns, Russell Henley, Scheffler, Horschel, Brown, Burns, Shane Lowry, birdies, Jon Rahm, Viktor Hovland, Rory McIlroy, Kevin C, Cox Organizations: 152nd, Royal Troon, May’s PGA, Valhalla, Pinehurst, Sunday, Horschel Locations: TROON, Scotland, Scottish
Definition and types of credit card fraudCredit card fraud is a type of fraud that involves the unauthorized use of your credit card information. Credit card fraud can majorly impact your credit score and finances. Preventing credit card fraudCredit card fraud is still a problem for one simple reason: It continues to work. Frequently asked questions about credit card fraudWhat are the signs of credit card fraud? If you lose your credit card, report it immediately to your credit card issuer to prevent unauthorized use.
Persons: , It's, Jeff Bezos, you'll, Wells Fargo, Banks Organizations: Service, Electronic, American Express, Citi
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