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☆ The Bank of America Preferred Rewards program can get you bonus credit card rewards, waived fees, and more — here's how to qualify
▼ + stars: | 2023-11-30 | by ( Holly Johnson | Tessa Campbell | Freelance Writer | ) www.businessinsider.com time to read: +38 min

Bank of America® Unlimited Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. Bank of America® Customized Cash Rewards Credit Card Apply now lock icon An icon in the shape of lock. Insider’s Take The Bank of America® Customized Cash Rewards Credit Card is worth considering if you're looking for a no-annual-fee cash-back credit card that lets you choose your highest rewards category. Bank of America® Customized Cash Rewards Credit Card review External link Arrow An arrow icon, indicating this redirects the user." How to earn more credit card rewards by joining Bank of America Preferred RewardsAt this point, you're probably wondering how much more you'll earn in rewards by becoming a Bank of America Preferred Rewards member.

Persons: you’ve, takeout, Wells, We're, Merrill, Susan G Organizations: Business Insider, Alaska Airlines Visa, Virgin Atlantic, Mastercard, Bank of America, of America, ® Wells, Chase, Bank of America's, Vehicle, Cable, Services, Bank of America Travel Center, TSA, Travel Insurance, Komen, Rewards Bank of America, Business, Mobile Banking, Cash, Travel, Merrill, Bank, America, Merrill Guided

☆ My Family of 5 Flies for the Price of 3—Here’s How
▼ + stars: | 2023-10-08 | by ( Jason Steele | ) www.wsj.com time to read: +5 min

From our home in Denver, my wife, three kids and I often travel to visit family in Florida, California, Georgia and New York. And when I travel for work as a professional credit card reviewer and consultant, I often bring a kid or two along. My path to companion pass bliss came through Southwest credit cards, such as the Southwest Rapid Rewards Priority Credit Card, but frequent flights can also get you there. As our family grew, my wife also began earning a Companion Pass, allowing the whole family to travel at a steep discount. For example, the Southwest Rapid Rewards Priority Credit Card offers 50,000 bonus points when you spend just $1,000 in the first three months.

Persons: Jason Steele Organizations: Southwest Airlines, Rapid, Southwest, Alaska Airlines, Alaska Airlines Visa Credit, Delta, American, Southwest Rapid Locations: Denver, Florida , California, Georgia, New York, Puerto Rico, Hawaii, Mexico, Caribbean, Southwest, Florida, San Antonio

☆ Rewards Cards: Put Those Points to Work
▼ + stars: | 2023-09-07 | by ( Julie Weed | ) www.nytimes.com time to read: +1 min

Sign-up bonuses, lounge access, cash rebates, free hotel rooms and plenty of fine print: The dizzying promotions and Byzantine rules on earning and redeeming points with rewards credit cards can make your head spin. Rewards cards offer three types of value. There is typically a sign-up bonus, up to 120,000 points or miles after spending a minimum amount within a certain period. Make partnerships work for youA co-branded card, like the Alaska Airlines Visa Signature (fee $95), helps you achieve status faster with that airline. Hotel chains offer similar co-branded cards.

Persons: Autopay Organizations: Alaska Airlines Visa, Hyatt Visa, Marriott Locations: Alaska

Review: Is the Alaska Airlines Business Credit Card the Best Credit Card for You? Alaska Airlines discountsWhen you pay with your Alaska Airlines Business Credit Card, you'll get a $100 discount off a full Alaska Lounge+ membership. Read our review Read Our Review A looong arrow, pointing rightAlaska Airlines Business Card Fees and CostsThe Alaska Airlines Business Credit Card has an annual fee of $70 per company and $25 per card, and doesn't have foreign transaction fees, so it's a useful card to take on trips abroad. If you're not quite in that range, there are plenty of great travel rewards credit cards that you may be eligible for with good credit score, including the personal Alaska Airlines Visa® Credit Card (you can read our review of the Alaska Airlines credit card for more information). If you're a small-business owner and fly Alaska Airlines frequently, the Alaska Airlines Business Credit Card is worth it.

If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Amex Membership Rewards points Capital One miles Chase Ultimate Rewards points Choice Privileges points Citi ThankYou points Hilton Honors points Hyatt points IHG Rewards points Marriott Bonvoy points Wyndham Rewards pointsYou travel with a large family Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. You can transfer points from Chase Ultimate Rewards, Amex Membership Rewards, and Citi ThankYou to JetBlue, but the ratio varies depending on the rewards program. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them.

How to earn Alaska Airlines milesThere are two types of Alaska miles: Elite-qualifying miles and redeemable miles. Earn Alaska miles for car rentalsYou can opt-in to earn Alaska miles when you rent cars through Alamo, Avis, Budget, Dollar, Hertz, National, or Thrifty. Redeem Alaska miles for domestic flightsOne of the most popular ways to redeem Alaska miles is for domestic award flights on Alaska and its partner American Airlines. Redeem Alaska miles for flights on partner airlinesUsing Alaska Airlines miles for award flights on partner airlines is perhaps the best way to use your Alaska miles. Donate Alaska Airlines miles to charityYou can donate your Alaska miles to over a dozen different charities, in 1,000-mile increments, and with no maximums or fees.

Airline credit cards tout many flashy perks in order to entice new customers and maintain existing ones. However, one of the most underrated airline credit card benefits might just be a companion ticket. First, only a handful of airline credit cards actually offer them, which means consumers might not even be aware they exist. Let's look at the best credit card companion certificates by airline. What to know about airline credit card companion certificatesCompanion tickets offered by airline credit cards are amazing benefits that can save you hundreds or even thousands of dollars each year — if you know how to maximize them.

☆ Alaska Airlines personal and business cards are adding new benefits, including priority boarding and 2x bonus categories, but it's not all good news
▼ + stars: | 2023-01-09 | by ( Jasmin Baron | Read More | Read Less | ) www.businessinsider.com time to read: +23 min

Alaska Airlines credit cards are getting a makeover, with new perks and changes to earning categories. Alaska AirlinesBank of America has announced changes to the Alaska Airlines Visa® Credit Card and Alaska Airlines Business Credit Card . and Alaska Airlines Business Credit Card . Eligible accounts include business checking, business savings, business CDs, and Merrill business investment accounts. No other changesLike the Alaska Airlines Visa® Credit Card, the Bank of America Alaska Airlines Business Credit Card isn't making changes to its annual companion fare or 20% inflight rebate.

Airline credit cards with free checked bagsPlenty of airlines offer credit cards with a free checked bag, but those cards often offer other benefits too. United Airlines credit cardsThere are five different United credit cards available that offer free checked bags. Credit cards with free checked bags frequently asked questions (FAQ)How can you get free checked bags? However, you can receive at least one free checked bag by holding various airline credit cards which waive this fee. Do you have to pay with your airline credit card to get free checked bags?

In this guide, we'll give you a crash course on how to quickly earn credit card rewards and book free travel. If everyone in the world expertly utilized credit card rewards to travel for free, there wouldn't be such amazing travel opportunities out there. Identify your travel goalsBefore you begin collecting credit card rewards, you should first identify your travel goals. Recommended credit card strategies for beginnersThe best practice for anyone new to credit card rewards is to invest in flexible points. You'll need: An annual fee-incurring Hilton credit card One of the greatest deals in credit card rewards is the free night certificate that comes with select American Express Hilton credit cards.

The best Bank of America credit card reviewsBank of America Unlimited Cash Rewards CardWhy the BofA Unlimited Cash Rewards card is worth it: The Bank of America® Unlimited Cash Rewards Credit Card is an excellent choice for straightforward flat-rate rewards on all purchases. You need good to excellent credit to qualify for the best Bank of America credit cards (most of the cards on this list) — meaning a FICO score of at least 670 (VantageScore of at least 700). Certain cards (such as the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card and the Bank of America Business Advantage Customized Cash Rewards Credit Card) require you to have excellent credit (FICO score of at least 800). You can request a credit line increase on eligible Bank of America credit cards when you sign into your Online Banking account, select your credit card, go to Account Summary, and click the "Request a credit line increase" link under Card Details. The best way to avoid paying interest on your Bank of America card (as with all credit cards) is by paying your credit on time and consistently.

☆ Bank of America cardholders will earn unlimited bonus rewards on all purchases on November 5 — here's how to make the most of More Rewards Day
▼ + stars: | 2022-11-04 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +24 min

Bank of America More Rewards Day is Saturday, November 5, 2022, starting at 12 a.m. Eastern Time. But if you're a Bank of America Preferred Rewards member, you'll only earn your Preferred Rewards member bonus on the purchase amount, and not the bonus earning. All personal and business Bank of America credit cards are eligible to earn the More Rewards Day bonus on November 5, 2022. If your Bank of America card doesn't normally earn rewards, you'll receive a statement credit equal to 2% of total purchases made on November 5, 2022. Cash back personal and business credit cards include:Points rewards personal and business credit cards include:Bank of America® Travel Rewards credit card , Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite credit card, BankAmericard® Power Rewards®, MERRILL+®, MERRILL+® Elite, Bank of America® Royal Caribbean®, Bank of America® Celebrity Cruises®, Norwegian Cruise Line®, Bank of America® Sonesta®, Bank of America® Beaches®, Bank of America® Sandals®, Bank of America® Virgin Atlantic®, Bank of America® Free Spirit®, Bank of America® Allegiant®, Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite credit card, BankAmericard® Power Rewards®, MERRILL+®, MERRILL+® Elite, Bank of America® Royal Caribbean®, Bank of America® Celebrity Cruises®, Norwegian Cruise Line®, Bank of America® Sonesta®, Bank of America® Beaches®, Bank of America® Sandals®, Bank of America® Virgin Atlantic®, Bank of America® Free Spirit®, Bank of America® Allegiant® Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card , WorldPoints® Rewards for Business credit cardsMiles rewards personal and business credit cards include:Alaska Airlines Visa® Credit Card, Bank of America® Air France KLMAlaska Airlines Business Credit CardNon-rewards and other rewards credit cards include:BankAmericard®, BankAmericard® Better Balance Rewards®, Bank of America® Amway®Bank of America® Platinum Plus® Business credit card

☆ Luxury hotel booking programs from Amex, Capital One, Visa, and more can get you free elite benefits like room upgrades and on-property credits — here's how
▼ + stars: | 2022-10-25 | by ( Eric Rosen | Tessa Campbell | Read More | ) www.businessinsider.com time to read: +39 min

David Slotnick/Business InsiderMany travel rewards cards offer elite-like hotel benefits when you book with their online portals. The prices through credit card travel portals are often on par with booking directly through hotels. However, it's only available to Capital One Venture X Rewards Credit Card and Capital One Spark Travel Elite cardholders. Bottom lineYou might not have a premium hotel credit card or elite status with one of the major loyalty programs. However, that doesn't mean you can't take advantage of credit card booking portals to enjoy perks like room upgrades, free breakfast, and on-property credits.

☆ For one day only, Bank of America cardholders will earn unlimited bonus rewards on all purchases — here's how to make the most of More Rewards Day
▼ + stars: | 2022-10-20 | by ( Tessa Campbell | Personal Finance Reviews Fellow | Read More | ) www.businessinsider.com time to read: +24 min

Bank of America More Rewards Day is November 5, 2022, starting at 12 a.m. Eastern Time. But if you're a Bank of America Preferred Rewards member, you'll only earn your Preferred Rewards member bonus on the purchase amount, and not the bonus earning. All personal and business Bank of America credit cards are eligible to earn the More Rewards Day bonus on November 5, 2022. If your Bank of America card doesn't normally earn rewards, you'll receive a statement credit equal to 2% of total purchases made on November 5, 2022. Cash back personal and business credit cards include:Points rewards personal and business credit cards include:Bank of America® Travel Rewards credit card , Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite credit card, BankAmericard® Power Rewards®, MERRILL+®, MERRILL+® Elite, Bank of America® Royal Caribbean®, Bank of America® Celebrity Cruises®, Norwegian Cruise Line®, Bank of America® Sonesta®, Bank of America® Beaches®, Bank of America® Sandals®, Bank of America® Virgin Atlantic®, Bank of America® Free Spirit®, Bank of America® Allegiant®, Bank of America® Premium Rewards® credit card, Bank of America® Premium Rewards® Elite credit card, BankAmericard® Power Rewards®, MERRILL+®, MERRILL+® Elite, Bank of America® Royal Caribbean®, Bank of America® Celebrity Cruises®, Norwegian Cruise Line®, Bank of America® Sonesta®, Bank of America® Beaches®, Bank of America® Sandals®, Bank of America® Virgin Atlantic®, Bank of America® Free Spirit®, Bank of America® Allegiant® Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card , WorldPoints® Rewards for Business credit cardsMiles rewards personal and business credit cards include:Alaska Airlines Visa® Credit Card, Bank of America® Air France KLMAlaska Airlines Business Credit CardNon-rewards and other rewards credit cards include:BankAmericard®, BankAmericard® Better Balance Rewards®, Bank of America® Amway®Bank of America® Platinum Plus® Business credit card

BofA offers a surprising number of cash-back, flexible points, and travel rewards credit cards worth considering, including personal and small-business options. Bank of America Unlimited Cash Rewards CardWhy the BofA Unlimited Cash Rewards card is worth it: The Bank of America® Unlimited Cash Rewards Credit Card is an excellent choice for straightforward flat-rate rewards on all purchases. You need good to excellent credit to qualify for the best Bank of America credit cards (most of the cards on this list) — meaning a FICO score of at least 670 (VantageScore of at least 700). Certain cards (such as the Bank of America® Business Advantage Unlimited Cash Rewards Credit Card and the Bank of America Business Advantage Customized Cash Rewards Credit Card) require you to have excellent credit (FICO score of at least 800). The best way to avoid paying interest on your Bank of America card (as with all credit cards) is by paying your credit on time and consistently.

Oscar Wong/Getty ImagesFor a limited time, the Alaska Airlines Visa® Credit Card by Bank of America is offering a huge welcome bonus, plus a Companion Fare ($99 fare plus taxes and fees from $22). Cardholders earn unlimited 3x miles on eligible Alaska Airlines purchases (and 1x miles on everything else). If you travel on the airline, the Alaska Airlines Visa® Credit Card could well be worth the moderate $95 annual fee. Flight distance Alaska miles required one-way (economy class) Alaska miles required one-way (first class) 700 miles or less 5,000 15,000 701 to 1,400 miles 7,500 25,000 1,401 to 2,100 10,000 25,000 2,101 miles or more 12,500 30,000You can also redeem miles towards a 50% discount on ticket booking (with limits). It's crucial that you don't forget to use your miles in a timely manner, since Alaska miles expire after 24 months.

What are credit card and bank rewards points worth? One great feature of the program is that all points are equal, so any account that earns Membership Rewards points has access to transfer partners. If you're a Bank of America Preferred Rewards customer, you'll earn 25% to 75% more points, depending on how much you have on deposit, but your rewards points are still worth 1 cent apiece. However, those miles expire after 36 months regardless of your account activity, so only transfer miles when you have immediate plans to redeem them. Non-elite members may transfer points to other members with the same address, provided both parties have been members for at least one year.

Bank of America cardholders can activate a free year of Grubhub+, which comes with free delivery on orders of $12 or more. Oscar Wong/Getty ImagesEligible Bank of America cardholders can now get a free year of Grubhub+ membership. Here's what you need to know if you decide to activate a free Grubhub+ membership with your Bank of America card. Get free Grubhub+ membership with Bank of America cardsIf you spend big on food delivery and are looking for easy ways to save, a trial Grubhub+ membership could prove beneficial. How to activate your free Grubhub+ membershipBank of America cardholders have to manually activate the offer in order to receive their free trial Grubhub+ membership.

Persons: Oscar Wong, Read, —, Chase, you'll, We're, cardholders Organizations: Business Insider, Alaska Airlines Visa, Bank of America, Getty, of America, Service, American Express, Walmart, America, Amazon, Grubhub, American

The Alaska Airlines Business Credit Card is worth considering if you fly Alaska or collect the airline's miles, and it's currently offering a record-high bonus. Read our review Read Our Review A looong arrow, pointing rightReview: Is the Alaska Airlines Business Credit Card the best card for you? How to earn miles from the Alaska Airlines Business cardWith the Alaska Airlines Business Credit Card, you'll earn 3 Alaska miles per dollar spent on Alaska Airlines purchases, and 1 mile per dollar spent on all other purchases. If you're not quite in that range, there are plenty of great travel rewards credit cards that you may be eligible for with good credit score, including the personal Alaska Airlines Visa® Credit Card (you can read our review of the Alaska Airlines credit card for more information). If you're a small-business owner and fly Alaska Airlines frequently, the Alaska Airlines Business Credit Card is worth it.

The prices through credit card travel portals are often on par with booking directly through hotels. Depending on the issuer and type of credit card you carry, you might have access to special online booking portals where reservations include these sorts of freebies, too. Although you won't earn hotel points or credit toward elite status by booking through this portal, the $100 credit will likely make up for it. More Information Earn 60,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Note that credit card lenders may use many different variations of credit score models when considering your application.

Many airline credit cards offer a free checked bag as a benefit, and some include your companions. Some premium credit cards offer travel credits you can use toward airline checked bag fees. Fortunately for travelers, there are plenty of ways to avoid checked bag fees. Airline credit cards with free checked bagsPlenty of airlines offer credit cards with a free checked bag, but those cards often offer other benefits too. Carissa Rawson is a personal finance and credit cards expert who has spent the last five years helping consumers make informed decisions.

You can redeem credit card points and miles for flights and hotels and save thousands on a Maldives vacation. Add to this the incredible blue lagoons, white-sand beaches, and plethora of options for using credit card rewards for travel, and the Maldives is possibly the best socially distanced vacation you'll find. How to use credit card rewards for flights to the MaldivesPrior to COVID-19, there were tons of options for getting to the Maldives using award miles. All of the Amex Hilton credit cards (Hilton Honors American Express Surpass® Card , Hilton Honors American Express Card, The Hilton Honors American Express Business Card, and Hilton Honors American Express Aspire Card) offer automatic Hilton elite status. Though it's not cheap, you can earn additional Hyatt points by opening The World Of Hyatt Credit Card or transferring points from Chase at a 1:1 ratio.

☆ Bucket-list travel experiences like Singapore Airlines' first-class suite cost thousands of dollars, but they're much more attainable if you earn credit card points
▼ + stars: | 2020-02-20 | by ( Elizabeth Aldrich | Read More | Read Less | ) www.businessinsider.com time to read: +9 min

Some of the world's best first-class flights cost well over $10,000 but you can often get them for under 100,000 miles. A good travel credit card will help you accumulate these miles faster. See Business Insider's list of the best travel rewards credit cards »Get the latest tips you need to manage your money — delivered to you biweekly. Aspirational, bucket-list travel is one of the best uses of travel points and airline miles, in my opinion. You can transfer Amex points, Chase points, Citi points, and Marriott points to Singapore Airlines' KrisFlyer program, so you have lots of options for earning the requisitive rewards.

However, there are several reasons to consider airline co-branded credit cards as well. See Business Insider's list of the best rewards credit cards »Get the latest tips you need to manage your money — delivered to you biweekly. With the right credit card, you can complete all of these requirements via card spending. You want recurring benefits and discounted flightsMany airline credit cards offer some pretty substantial perks to appeal to cardholders beyond the initial sign-up bonus. The Alaska Airlines Visa Signature credit card offers a $121 companion fare ($99 plus taxes and fees) every year.

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