DIRS.INFO The most relevant business & tech news

☆ 'A budget is a picture of what your money is doing,' The Budgetnista says. Here's where to start
▼ + stars: | 2024-03-03 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +2 min

Karan Kapoor | The Image Bank | Getty ImagesHaving a strong budget can help you build financial wellness. "A budget is a picture of what your money is doing," Tiffany Aliche, also known as The Budgetnista, told CNBC during a Women & Wealth livestream. You have to understand what your money is doing," said Aliche, a personal financial educator and author of "Get Good with Money." Make a list of expenses: The first thing to do is write a list of all the things you spend money on within a given month, said Aliche. It can also help to list out expenses you don't pay every month, such as annual memberships or quarterly taxes.

Persons: Karan Kapoor, Tiffany Aliche, Sophia Bera Daigle, who's Organizations: Bank, Getty, CNBC, Wealth, Gen, CNBC Financial Locations: Austin , Texas

Opening a joint bank account is different from opening up an individual bank account. Both owners have full access to a bank account, and joint bank account rules also dictate specific actions if one owner dies. When you're opening up a new bank account, you'll receive a bank account agreement that lists the bank's conditions and rules. Additional rules to keep in mind with joint bank accountsWhen you open a joint bank account, Bera Daigle also suggests being mindful of another bank account rule — equal withdrawal rights. A joint bank account beneficiary can't set up direct deposits, make withdrawals, or view your bank account when you're alive.

Persons: —, you'll, Sophia Bera Daigle, Bera Daigle, there's Organizations: Service, Gen

☆ ‘I don’t want to spend’: How a TikTok comedian’s call for ‘loud budgeting’ can help your wallet
▼ + stars: | 2024-01-29 | by ( Victoria Feng | Special To Cnbc | ) www.cnbc.com time to read: +2 min

But he sees the very real financial consequences that influencers and TikTok trends like quiet luxury have, especially on younger consumers. "There was this idea of keeping up with the Joneses," said Daigle, a member of the CNBC Financial Advisor Council. Nearly two-thirds, 62%, of Americans are living paycheck to paycheck, according to LendingClub. For loud budgeting to be effective rather than gimmicky, Daigle suggests that people focus on their financial priorities and practice moderation with their spending changes. To help stay on track, she recommends using a budgeting tool like YNAB, also known as You Need a Budget.

Persons: Thomas Barwick, Steven Sierra, Sophia Bera Daigle, That's, I'm, Daigle Organizations: Digitalvision, Getty, Lukas, CNBC, Gen

TAIPEI, Taiwan (AP) — A bipartisan delegation from the United States Congress reaffirmed support for Taiwan during a visit Thursday, following the election of its new president. The delegation’s visit is the first from U.S. lawmakers to the island since the independence-leaning Democratic Progressive Party won a third-straight term in the Jan. 13 presidential election. Beijing strongly condemned Lai Ching-te's election and appears set to continue its policy of refusing to engage with the island’s government — a practice that's been in place since Tsai Ing-wen’s election in 2016. “The support of the United States for Taiwan is firm. President-elect Lai thanked the visiting co-chairs of the U.S. Congressional Taiwan Caucus for their visit, saying that “today’s Taiwan is a Taiwan of the world."

Persons: Lai Ching, that's, Tsai Ing, Mario Díaz Balart, Ami Bera, " Bera, “, Balart, ”, Bera, Lai, Hsiao Bi, President Tsai, Nancy Pelosi Organizations: United, Congress, Taiwan, Democratic Progressive Party, U.S, Florida Republican, California, U.S . Congressional Taiwan Caucus Locations: TAIPEI, Taiwan, U.S, China, Beijing, United States, Florida, “, Washington

☆ U.S. Navy sends first warship through Taiwan Strait post-election
▼ + stars: | 2024-01-25 | by ( ) www.cnbc.com time to read: +2 min

A view of the US Navy's aircraft carrier the USS Gerald R. Ford, the 'world's largest warship.' The United States Navy sailed its first warship through the sensitive Taiwan Strait on Wednesday following presidential and parliamentary elections on the island, drawing the ire of Beijing. The U.S. Navy said the destroyer USS John Finn transited through a corridor in the Taiwan Strait that was "beyond the territorial sea of any coastal state". "John Finn's transit through the Taiwan Strait demonstrates the United States' commitment to upholding freedom of navigation for all nations as a principle," the U.S. Navy said in its statement. The U.S. Navy's last announced passage of a warship through the strait was in early November, joined that time by a Canadian frigate.

Persons: Gerald R, Ford, John Finn, John, Navy's, Mario Diaz Balart, Ami Bera Organizations: United States Navy, The U.S . Navy, U.S . Navy, U.S ., Eastern Theatre Command, U.S . House, Representatives Taiwan Caucus, Republican, Democratic Locations: Taiwan, Beijing, The, John Finn's, United States, U.S, Canadian, Taipei, China

☆ Taiwan President-Elect Says He Hopes for Continued Firm US Support
▼ + stars: | 2024-01-24 | by ( Jan. | At P.M. | ) www.usnews.com time to read: +2 min

TAIPEI (Reuters) -Taiwan president-elect Lai Ching-te said on Thursday he hopes that the United States can continue to firmly support Taiwan, as he met the first group of U.S. lawmakers to visit Taipei since he won an election earlier this month. "I also hope that the two co-chairs and our friends in the U.S. Congress can continue to support Taiwan in bolstering its self-defence capabilities." Diaz-Balart told Lai his main message was that U.S. support for Taiwan was firm, real and "100% bipartisan". "Rest assured that you have the support of the United States Congress," he said. China has repeatedly warned the United States to stop its support for Taiwan and the issue is a constant irritant in Sino-U.S. relations.

Persons: Lai Ching, Lai, Mario Diaz, Ami Bera, Diaz, Balart, Tsai Ing, Joe Biden, Ben Blanchard, Kim Coghill, Michael Perry, Raju Gopalakrishnan Organizations: Democratic Progressive Party, U.S . House, Representatives Taiwan Caucus, Republican, Balart, Democratic, ., U.S, Congress, United States Congress Locations: TAIPEI, Taiwan, United States, U.S, Taipei, China

TAIPEI, Taiwan (AP) — The co-chairs of the U.S. Congressional Taiwan Caucus on Wednesday opened the first trip by U.S. lawmakers to the island where the independence-leaning Democratic Progressive Party won a third straight term in presidential elections this month. China, America's chief competitor for global influence, claims Taiwan as its own territory and threatens to use force to bring it under its control. While China regularly sends warplanes and navy ships to intimidate and harass Taiwan, there was no discernible spike in activity on Tuesday and Wednesday. The Defense Ministry reported seven Chinese warplanes and five naval vessels had been detected near the island over the previous 24 hours. It also said two Chinese balloons flew over the island's northern and southern regions.

Persons: Ami Bera, Florida Republican Mario Díaz, ”, Lai Ching, Tsai Ing, Nancy Pelosi, Joe Biden Organizations: U.S . Congressional Taiwan Caucus, Wednesday, U.S, Democratic Progressive Party, Reps, Florida Republican, The Defense Ministry Locations: TAIPEI, Taiwan, California, United States, China, Beijing, Taipei . Washington

☆ U.S. Lawmakers Arrive in Taiwan in Post-Election Show of Support
▼ + stars: | 2024-01-23 | by ( Jan. | At P.M. | ) www.usnews.com time to read: +1 min

The two members of Congress plan to engage with senior officials and business leaders during their visit. Lai Ching-te from Taiwan's ruling Democratic Progressive Party (DPP) won the Jan. 13 presidential election and will take office on May 20. China views visits by U.S. officials to Taiwan as sending an encouraging signal to the pro-independence camp on the island. Taiwan's government says Beijing has no right to speak for the island's people or represent them on the world stage. The United States is Taiwan's most important international backer, despite the lack of formal diplomatic ties, and a major arms supplier to Taipei.

Persons: Patricia Zengerle WASHINGTON, Mario Diaz Balart, Ami Bera, Lai Ching, Lai, Patricia Zengerle, Sandra Maler Organizations: U.S . House, Representatives Taiwan Caucus, Republican, Democratic, Democratic Progressive Party, U.S Locations: Taipei, Taiwan, United States, China, Beijing

☆ Gen Z women spend more on TikTok as app 'drives consumption,' analyst says
▼ + stars: | 2023-12-04 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +4 min

Filippobacci | E+ | Getty ImagesGen Z women are driving spending trends on TikTok. "TikTok is a Gen Z women-centric app and it is setting the tone and the narrative for what is 'hot' online," said Ellyn Briggs, a brands analyst at Morning Consult. A larger share of Gen Z women, 75%, use TikTok compared to their male counterparts, 62%, a separate Morning Consult report found. Sophia Bera Daigle certified financial plannerSocial media platforms like TikTok take the concept to a different level, especially for Gen Z. Two money guardrails for 20-something womenExperts say it's important for young women in their 20s to remember the following two things when it comes to observing their contemporaries exhibiting expensive lifestyles: 1.

Persons: Ellyn Briggs, Briggs, TikTok, Z's, Shaun Williams, boomers, Williams, Sophia Bera Daigle, FOMO, Gen Zers, LendingTree, Daigle, guardrails, it's, They're Organizations: Morning, Paragon Capital Management, CNBC, Gen, CNBC FA Locations: Denver, Austin , Texas

☆ 83% of Gen Z say they're job hoppers. Here's how to handle old workplace retirement funds
▼ + stars: | 2023-09-30 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +1 min

Office communication is becoming far more casual, and Gen Z is leading the shift, new research has found. Job hoppers earned increasingly more than job stayers during the Covid-19 pandemic, but gains have languished. Wages for "job switchers" were 5.6%, as wages for "job stayers" slid 5.2%, according to Atlanta Fed data. However, job hopping won't necessarily make work difficulties disappear. As your funds keep growing for your retirement, keeping tabs on your old workplace accounts after you switch jobs can help ensure you aren't losing track of those accounts over time.

Persons: Sophia Bera Daigle, Bera Daigle, Daigle, haven't Organizations: Workers, Atlanta Fed, CNBC FA Locations: Austin , Texas

They don't split their $1,900 monthly rent 50-50 but instead according to their income levels, since it is their biggest expense. Talk about money like you do the dishesJust as cleaning the kitchen and vacuuming need to be done on a regular basis, so do certain financial tasks, Whitman said. "Include financial management as one of the chores when making a list of who does what," Whitman said. Whitman also suggests regular chats about your financial goals, big and small. Couples might have "money dates" once a month to discuss their financial anxieties and aspirations, said Daigle, a member of the CNBC FA Council.

Persons: Wynne Whitman, Whitman, Hailey Pinto, Pinto, Sophia Bera Daigle, Daigle Organizations: Pew Research, Gen, CNBC FA Locations: Connecticut, Charlotte , North Carolina, Denver, Austin , Texas

☆ Many young unmarried couples don’t split costs equally. Experts weigh in on what's 'fair'
▼ + stars: | 2023-08-15 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +5 min

Millennial couples are more likely to live together, with 65%, versus 37% of Gen Z couples. More than half of couples, 54%, said finances were part of their decision to move in together. Half of couples don't split the mortgage or rent equally, and 39% do not split pet costs equally, the survey found. Experts say the survey results underscore that when it comes to sharing expenses, equal isn't always equitable, or fair. "I think it's almost not fair to split finances 50-50 without taking into account your partner's financial situation," said Daigle, who is also a member of the CNBC Financial Advisor Council.

Persons: Gen Z, Michael Kraus, Cathy Curtis, Curtis, Sophia Bera Daigle, Daigle, Carli Blau, Blau, Kraus, Couples Organizations: Istock, Getty, of Psychology, Finance, Yale University, Curtis Financial, CNBC, Society Locations: U.S, Oakland , California, Austin , Texas, New York

☆ Majority of parents spend 20% or more of household income on child care, report finds
▼ + stars: | 2023-08-07 | by ( Ana Teresa Solá | ) www.cnbc.com time to read: +2 min

Jenny Goff, right, reaches out to a child at Central Park Child Care Center in Vancouver, Washington. Ariane Kunze | The Columbian via APWhy child care costs are so highRising fees at child care centers are contributing to the growing costs of child care, as well as inflation and changes in parents' work status, according to Care.com. Many day care centers shuttered during the pandemic, leaving the few that stayed open with limited slots available. The new child fee is usually used to fund teachers' education, books and materials for the classes, she added. Financial advisors say there are several other ways parents can plan ahead to help cover child care costs.

Persons: Jenny Goff, Ariane Kunze, Sophia Bera Daigle, Daigle, Carolyn McClanahan, McClanahan, Care.com Organizations: Central, Child Care Center, AP, CNBC FA Council, Planning Partners, CNBC FA Locations: Vancouver , Washington, Jacksonville , Florida

☆ These home improvement projects pay off most — major kitchen and bath remodelings don't make the cut
▼ + stars: | 2023-05-31 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

watch nowMost homeowners are planning to remodel at some point down the road, but not everyone will get their money's worth in improved home value. Of all home improvement projects, the most popular are sparkling bathroom overhauls, according to newly released data from the Contractor Growth Network, followed by big-ticket kitchen and basement renovations. The projects offering the greatest returns in resale value are not new kitchens and baths, but rather projects related to a home's curb appeal. A minor kitchen remodeling — such as painting and updating the backsplash — did provide high returns, but major kitchen and bathroom renovations did not, the Zonda survey found. The average homeowner shelled out $3,890 on renovations and remodeling in the past year alone, the report found.

Persons: Todd Tomalak, Tomalak, They'll, Sophia Bera Daigle Organizations: Finance, Zonda Media, HGTV, CNBC, Homeowners, Federal Reserve, Real, Gen Locations: Austin , Texas

CNN —President Joe Biden and first lady Jill Biden capped South Korean President Yoon Suk Yeol’s official state visit with a glamorous state dinner at the White House Wednesday night to celebrate the two nations’ 70-year alliance. May we do it together for another 170 years.”But Biden wasn’t the only leader who took the mic. Following a round of musical performances, his South Korean counterpart joined him on stage to give his own – a karaoke rendition of Don McClean’s “American Pie” – which received a standing ovation from the crowd. The elaborate dinner is the result of weeks of careful diplomatic preparations, with each detail meticulously planned by a team of White House chefs, social staff, and protocol experts. U.S. President Joe Biden and first lady Jill Biden pose with South Korea's President Yoon Suk Yeol and first lady Kim Keon Hee in front of the Grand Staircase of the White House before an official State Dinner, in Washington, U.S. April 26, 2023.

☆ The Full Guest List for Biden’s State Dinner With South Korea
▼ + stars: | 2023-04-26 | by ( Chris Cameron | ) www.nytimes.com time to read: 1 min

The White House invited more than 180 guests to the state dinner hosted by President Biden for President Yoon Suk Yeol of South Korea on Wednesday night, including government officials, athletes, business leaders and prominent Asian Americans. Here is the full list of those invited as provided by the White House. THE PRESIDENT AND DR. BIDENHIS EXCELLENCY YOON SUK YEOL, PRESIDENT OF THE REPUBLIC OF KOREA AND MRS. KIM KEON HEEMichael ArdenLloyd J. Austin III, secretary of defense, and Charlene AustinJoe Bae and Janice BaeCharlie Baker, former governor of MassachusettsStephen K. Benjamin, senior adviser to the president for public engagement, and DeAndrea BenjaminRepresentative Ami Bera, Democrat of California, and Dr. Janine Bera

☆ Financial experts share their greatest money regrets — all have one thing in common
▼ + stars: | 2023-04-12 | by ( Jessica Dickler | ) www.cnbc.com time to read: +6 min

Here, CNBC Financial Advisor Council members share their greatest money mishaps, and what they do differently now. "For my first five years in financial planning, I made the same amount of money." Money mistake: Leasing 'too much' carThianchai Sitthikongsak | Moment | Getty Images"My biggest money mistake was back when I was working at Smith Barney as an early financial advisor," said Winnie Sun, co-founder and managing director of Sun Group Wealth Partners, based in Irvine, California. So, Sun, a member of the CNBC Financial Advisor Council, splurged on her dream car. Money mistake: Unloading inherited stock "My wife had inherited shares of Phillip Morris stock from her father," said Lee Baker, a CFP based in Atlanta.

☆ Don't want to return to the office? Here's how to work remotely indefinitely, according to a digital nomad
▼ + stars: | 2023-04-04 | by ( Jessica Dickler | ) www.cnbc.com time to read: +4 min

"The nature of work is shifting for a lot more people," said Sophia Bera Daigle, CEO and founder of Gen Y Planning, a financial planning firm for millennials. watch nowEven before the pandemic, Bera Daigle, a certified financial planner and a member of CNBC's Advisor Council, knew that the daily grind wasn't for her. After working at traditional financial planning firms since 2007, she quit to become a location-independent entrepreneur. Pad your retirement plan. (Although brokerage accounts don't have the same tax benefits as a workplace retirement plan, there are no income or contribution limits or restrictions on when funds can be withdrawn.)

☆ Ready to remodel? Here are the home projects that will get you the best return on your investment
▼ + stars: | 2023-03-27 | by ( Jessica Dickler | ) www.cnbc.com time to read: +3 min

The average homeowner shelled out $3,890 on renovations and remodeling in the past year alone, the report found. In some cases, they may get that money back when it's time to sell, but not all home renovations deliver the same return on investment. Overall, homeowners are getting just a 60% return on their renovation investments, according to the recently released 2023 Cost vs. Value report from Zonda Media, a housing market research and analytics firm. A minor kitchen remodel — like painting and updating the backsplash — did provide high returns, but major kitchen and bathroom remodels did not, the Zonda survey found. Even though both construction and financing costs are up, this decade could be "the golden age of remodeling," Tomalak said.

For the past three cycles, chair of the Democratic Congressional Campaign Committee, a leadership post, had been elected by rank-and-file Democrats. But members recently voted to reinstate a rule that gives the party’s leader the power to select the chair, putting the decision in Jeffries’ hands. House Republicans last month elected Richard Hudson of North Carolina as their campaign chief for the 2024 cycle. We went 35-4 in the front-line races.”But several Democrats think a different approach is needed, and they are urging Jeffries to look outside the Democratic Caucus. “It should be someone who can really campaign well, who is familiar with the process and dynamics of the House.

Shortly before Pelosi’s announcement Thursday that she was stepping down, Intelligence Committee Chairman Adam Schiff signaled he would not run for House leadership and would focus his efforts on a future Senate bid instead. 2 leadership post, Congressional Progressive Caucus Chair Pramila Jayapal of Washington decided to run for another term leading her caucus of roughly 100 House liberals. Aguilar originally had his eyes set on the assistant leader position, but Clyburn’s move forced him to run for caucus chair. 4 and Democratic Caucus chair will move up to No. That left Rep. Joe Neguse, 38, who had been campaigning behind the scenes for months for caucus chair, as the odd man out.

☆ Malaysia's Barisan Nasional will not support leading coalitions in forming government
▼ + stars: | 2022-11-22 | by ( Su-Lin Tan | ) www.cnbc.com time to read: +1 min

Malaysia's longest ruling political coalition Barisan Nasional has decided it will not back either of the two leading coalitions Pakatan Harapan or Perikatan Nasional as the nation's king decides who will form government. The coalition, which garnered a dismal 30 seats at Saturday's general election, has also decided to remain in opposition. Incumbent Malaysian Prime Minister Ismail Sabri Yaakob announced the coalition's decision at 2 p.m. Malaysia time as both Pakatan and Perikatan were on their way to meet the king. Separately, local media reported the Warisan Party declared it would support Pakatan and Barisan as the bloc with the most wins. Malaysia is facing a hung parliament as Pakatan, led by former Deputy Prime Minister Anwar Ibrahim, with the most parliamentary seats at 82.

☆ Malaysia's political manoeuvring begins after indecisive election
▼ + stars: | 2022-11-20 | by ( ) www.cnbc.com time to read: +2 min

Voters queue up to cast their ballots during the general election in Bera of Pahang state, Malaysia, Nov. 19, 2022. Malaysia's political leaders scrambled on Sunday to secure support from rivals a day after a general election produced a hung parliament, with no coalition winning a parliamentary majority. Longtime opposition leader Anwar Ibrahim and former Prime Minister Muhyiddin Yassin each said they could form a government with support from other parties, whom they did not identify. Prime Minister Ismail Sabri Yaakob's Barisan Nasional alliance - whose United Malays National Organisation (UMNO) had long been Malaysia's dominant political force - suffered its worst electoral defeat ever, winning just 30 of the 178 seats it vied for. As voters rejected UMNO and the multi-ethnic Barisan coalition it leads for the second election in a row, Muhyiddin's Perikatan Nasional coalition, in its first national contest, pulled support from Barisan's traditional base.

☆ Malaysia votes in general election, Anwar seen leading tight race
▼ + stars: | 2022-11-19 | by ( A. Ananthalakshmi | Rozanna Latiff | ) www.reuters.com time to read: +5 min

Malaysian Caretaker Prime Minister Ismail Sabri Yaakob stands in a line to vote during Malaysia's 15th general election in Bera, Pahang, Malaysia November 19, 2022. Prime Minister Ismail Sabri Yaakob’s ruling Barisan coalition and another bloc led by former premier Muhyiddin Yassin are other leading contenders. Muhyiddin’s alliance was a junior partner in Ismail’s coalition government, and the two could come together again to block Anwar. That was on par with turnout at the same time in the previous election in 2018, reflecting the increase in voters, political analyst Bridget Welsh told Reuters. Anwar was the top choice for prime minister at 33%, followed by Muhyiddin at 26% and Ismail at 17% in the Merdeka survey.

KUALA LUMPUR, Nov 19 (Reuters) - A new coalition led by former Malaysian prime minister Muhyiddin Yassin was leading a hotly contested general election on Saturday, with opposition chief Anwar Ibrahim a close second, early results from the Election Commission showed. The other main contender - Prime Minister Ismail Sabri Yaakob's ruling Barisan Nasional coalition - was losing ground in traditional strongholds to Muhyiddin's bloc, the results showed. As of 1630 GMT, the Election Commission had announced results for 123 of the 222 parliamentary seats. [1/6] Malaysian Caretaker Prime Minister Ismail Sabri Yaakob stands in a line to vote during Malaysia's 15th general election in Bera, Pahang, Malaysia November 19, 2022. The top issues are the economy, along with corruption, as several leaders from the Barisan Nasional coalition face graft accusations.

Search resuls for: "" Bera"

25 mentions found